Solutions

Retail Merchant Account:
Electronic Payment Services, LLC supports all the major payment types your business needs.  We have competitive rates for all 4 major credit and debit cards.  We also support Diners Club®, Carte Blanche®, JCB®, stored value cards, corporate cards, EBT cards, WEX, Voyager, Fleet One and Fuelman.  You get quick and reliable settlement to your financial institution.

Petroleum and C-Store Solutions:
Our options include stand-alone terminals, Ears (Electronic Cash Registers), and pay-at-the-pump applications in either petroleum or c-store environments. We support all major credit and debit cards, private label and Fleet cards, including Wright Express, Voyager, Fuelman, Visa and MasterCard Fleet, and Prepaid Cards.

Restaurant Merchant Account:
EPS offers a variety of solutions to meet your processing needs, including point-of-sale (POS) interfaces stand-alone terminals and PC products. We integrate with major restaurant management systems including authorization systems to report reconciliations.

EPS is the credit card processing partner of choice for restaurants. Whether you operate a family-style diner, a fine dining establishment, a fast casual restaurant, or a Quick Service Restaurant (QSR), we can meet your needs.

ATM Services:
An ATM inside your store not only provides an easy, additional revenue stream, it draws potential customers to your location to buy your products. Experts here at First Financial do all the thinking and planning, from getting the machine delivered to your store, to sending your portion of the service fee to your account, to handling all repairs and installation.

Wireless Solutions:
Mobility to your checkout process can improve customer service and expand your sales.  Wireless transactions can be processed securely and swiftly, allowing your customer to pay on the spot. Wireless point of sale terminal allows you to accept card types typically not accepted when conducting transactions without a dedicated phone line. 
Wireless  payments requires only network connectivity for transaction processing.  If you keep your payment device in a fixed location and want to eradicate tangled telephone cords, or if you travel with your payment device and need the ability to process a transaction from a variety of locations, wireless solution is right for your business.  With our NEW Mobile Pay you can save money by downloading our app found in the Apple Store so you can utilize your smart phone or wireless device to run transactions.

Pin-based Debit:
• PIN prompting for debit cards allows the transaction to be routed to the more economical debit networks.
• Dynamic routing of PIN-based debit cards to the least expensive debit networks increases the retailer’s margins.
• Provides a secure form of payment
• Allows you to accept PIN-based debit cards for BILL PAYMENT

eCommerce Solutions:
FD Global Gateway e4 (GGe4) has all the options to work with any merchant’s business online solution.  Variations within GGe4 offerings are described below.
Application Programming Interface (API) - allows you to connect the gateway directly with your web application for a seamless customer experience. It also enables a range of processing scenarios for flexibility in implementing custom business logic, helping you gain platform independence; offers ease of integration and transaction security.

Payment Pages (Hosted Checkout) – Your payment processing is completely hosted by First Data and reduces PCI Scope. It rapidly integrates payment processing into your website, and optimizes for mobile devices so merchants can reach “on the go” consumers.

Real-time Payment Manager (RPM) – The Virtual Terminal works as base access point for the gateway solution. Its back-office web product allows you to easily look up transaction activity, service your consumers and reconcile your online store. Functionalities include detailed reporting, transaction dashboard, online virtual point-of-sale terminal, transaction history search, recurring payment plans, user administration and more.